Key figures

Ethias Group IFRS - in €M

P&L	2015	2016	2017	2018	2019
Gross written premiums non-life	1 300	1 310	1 334	1 382	1 419
Gross written premiums life	1 150	1 096	1 106	1 302	1 243
Total business volume	2 450	2 406	2 440	2 684	2 662
Net result	2015	2016	2017	2018	2019
Technical result	630	340	400	146	269
o/w non life	306	278	299	143	157
o/w life	324	62	101	3	112
Non technical result	90	182	- 158	- 21	- 19
Tax	- 87	- 98	- 84	58	- 38
Total net result	638	424	161	183	212
Performance non-life	2015	2016	2017	2018	2019
Net Combined Ratio	86,1 %	89,4 %	97,7 %	94,6 %	97,6 %
Capitalization and leverage	2015	2016	2017	2018	2019
Own funds	1 869	2 305	2 521	2 293	2 688
Financial leverage ratio	25 %	21 %	20 %	20 %	19 %
Balance sheet	2015	2016	2017	2018	2019
Financial assets	16 345	16 443	17 185	16 484	18 090
Insurance non life contract liabilities	3 567	3 609	3 795	3 865	3 956
Insurance life contract liabilities	12 396	11 133	9 767	9 165	9 663
Unit linked insurance contract liabilities	359	408	811	1 173	1 394
Total assets	19 847	19 499	18 755	18 262	19 506
Solvency - Ethias SA solo	2015	2016	2017	2018	2019
Solvency II ratio	132 %	146 %	183 %	181 %	191 %