Key figures

Ethias Group IFRS - in €M

P&L	2017	2018	2019	2020	2021
Gross written premiums non-life	1 334	1 382	1 419	1 338	1 404
Gross written premiums life	1 106	1 302	1 243	1 382	1 363
Total business volume	2 440	2 684	2 662	2 720	2 767
Net result	2017	2018	2019	2020	2021
Technical result	400	146	269	287	206
o/w non life	299	143	157	192	95
o/w life	101	3	112	95	111
Non technical result	- 158	- 21	- 19	- 12	13
Tax	- 84	58	- 38	- 68	- 30
Total net result	161	183	212	208	189
Performance non-life	2017	2018	2019	2020	2021
Net Combined Ratio	97,7 %	94,6 %	97,6 %	93,3%	92,4%
Capitalization and leverage	2017	2018	2019	2020	2021
Own funds	2 521	2 293	2 688	3 004	3 010
Financial leverage ratio	20 %	20 %	19 %	18%	17%
Balance sheet	2017	2018	2019	2020	2021
Financial assets	17 185	16 484	18 090	19 269	19 614
Insurance non life contract liabilities	3 795	3 865	3 956	4 002	4 216
Insurance life contract liabilities	9 767	9 165	9 663	10 065	9 725
Unit linked insurance contract liabilities	811	1 173	1 394	1 491	1 778
Total assets	18 755	18 262	19 506	20 840	21 186
Solvency - Ethias SA solo	2017	2018	2019	2020	2021
Solvency II ratio	183 %	181 %	191 %	187%	178%