We zijn er voor u| Ethias
We zijn er voor je | Ethias
  • NL
  • FR
  • Nederlands
  • Français
Particulieren
Collectiviteiten & Ondernemingen
Over Ethias
Jobs
Klantenzone
Zoeken
Cancel
Ethias Glimlach verzekerd
Particulieren
Collectiviteiten & Ondernemingen
Wie we zijn
Investors
Jobs
Dringend hulp nodig?
Home
Onze verzekeringen
Schade en ongevallen
Hulp en contact
Onze services
Klantenzone
COVID-19
  • NL
  • FR
  • Nederlands
  • Français
FindCover

Welke verzekering heb je echt nodig?

Ik doe gratis de test

Cookie Policy

Ethias SA uses cookies and other trackers on the company website (hereafter “cookies”) in order to bring performing services to users. Cookies enable Ethias to adapt its website content and show adds that match its customers’ needs and preferences. Pursuant to article 129,1° of the Electronic communication law of 13 June 2005 (LCE), this Cookie Policy (hereafter “Policy”) aims at providing transparent insight regarding the various types of cookies used on Ethias’ website and how these are used to enhance customer experience. Personal data that are obtained through these cookies are used in compliance with the applicable personal data regulation and with the Ethias Privacy Charter.
Who is the data controller?

The website owner and controller of personal data obtained through cookies:

Ethias SA

${LIEGE_RIVE_ARDENTE.address.streetName}$ ${LIEGE_RIVE_ARDENTE.address.houseNumberReference}$,
${LIEGE_RIVE_ARDENTE.address.postalCode}$
${LIEGE_RIVE_ARDENTE.address.cityName}$

VAT BE 0404.484.654

If you wish to know more about how Ethias SA processes its user’s personal data, please read the Privacycharter.

When does this Policy apply?

This Policy applies to the website www.ethias.be and to all other websites referenced under “ethias.be” (hereafter the “Website”).

This Policy does not apply to www.flora.insure which has its own cookie policy.

What is a cookie?
Cookies are small files that are stored in the browser or memory of your computer, tablet or smartphone. Cookies can be used for a variety of purposes, including storing information that affects the behaviour of the website or application, such as the user's preferred language on the website or resuming playback of media where the user left it. Almost all websites and applications use cookies.
How does Ethias use cookies?

Ethias uses the following cookies on its website:

Essential cookies

These cookies are necessary for the proper functioning of the website from a technical point of view. It is not possible to refuse them if you wish to visit our website. These cookies are placed as soon as you access the website.

List of cookies

Cookie

Source

Type

Validity

Description

atoken

Ethias/IAM

Technical

Session

OAUTH opaque access token

Captcha-Token

Ethias/Identification

Technical

Session

Cookie used to confirm the captcha during identification

ethias_persistence

F5

Technical

Session

F5 load balancer persistence of the AEM node / GW API / CQ5

EthiasConnectLangue

Ethias

Technical

100 days

Cookie used to save the language to be used on the ethias connect website

EthiasInternetLangue

Ethias

Technical

1 month / 1000 days

Cookie used to save the language to be used on Ethias websites

gdprconsent

Ethias

Technical

1 year

Used to save the chosen cookies to be enabled for the visitor

JSESSIONID

 

Tomcat

Technical

Session

It is a technical session cookie: it redirects website visits towards different back-end machines. Not all visitors go to the same server. If one server is down, the visit can be redirected to another server. This cookie identifies which user gets redirected to which server. It ensures visitors are evenly distributed to the servers and ensures stable operation.

Language

Ethias

Technical

10 years

Cookie used to save the language to be used on the extranet

PD-S-SESSION-ID

ISAM

Technical

Session

ISAM cookie: IBM Security Access Manager.  Used for sites authenticated by ISAM.  It is normally attached to the host name domain of the URL, not on *.ethias.be

https://securemyethias.ethias.be

https://secureextranet.ethias.be

not normally used on www.ethias.be

requires-aem-saml

AEM

Technical

Session

Technical cookie set by IAM

sat_track

AEM

Technical

Session

This cookie allows to manage the execution of the Launch library with the visitor's consent. Default value: false.

SMSavedSession

Siteminder

Technical

Session

Same as SMSESSION but during impersonation

SMSESSION

Siteminder

Technical

Session

When a user in CA Single Sign-On protected realm is authenticated, Web Agent generates an SMSESSION. The SMSESSION Cookie represents a user session.

TS************

F5

Technical

Session

This is a security cookie set by the Firewall that serves as a unique identificator.

Functional cookies

These cookies allow to facilitate the visit to the website and to navigate in an optimal way. They are only placed after you have made a choice about the placement of the cookies.

List of cookies

Cookie

Source

Type

Validity

Description

activité

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (occupation)

AMCV_*************@AdobeOrg

Adobe Experience Cloud

Functional

2 years

This cookie identifies a one-time visitor. Unique ID used by Experience Cloud solutions.

AMCVS_*************@AdobeOrg

Adobe Experience Cloud

Functional

Session

The AMCVS cookie is a flag indicating that the session has started. Its value is always "1" and ends as soon as the session is over.

annee

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (year of birth)

atoken

Ethias/IAM

Functional

Session

OAUTH opaque access token

boite

Ethias/Identification

Functional

3 minutes / 1 month

Cookie used to save the visitor's identity (box)

check

/

Functional

Session

/

city

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (place of birth)

codepostal

Ethias/Identification

Functional

3 minutes / 1 month

Cookie used to save the visitor’s identity (zip code)

day

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (day of birth)

email

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (email address)

EthiasInternetLangue

Ethias

Functional

Variable (1 month or 1000 days)

Cookie used to save the language to be used on Ethias websites

EthiasInternetPage

AEM

Functional

1000 days

Choice of landing page via ethias.be (AEM internal links)

firstConnexion

Ethias

Functional

Session

/

first name

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (first name)

managementTag

Ethias

Functional

Session

Saves the category filter to show in the client zone

month

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (month of birth)

Nina-nina-block-Session

Chat Matthias

Functional

/

/

name

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (last name)

number

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (house number)

occupation

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (profession)

phone

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (phone number)

productTagproductTag

Ethias

Functional

Session

Saves the product filter to show in the client zone

radioSalutation

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity

street

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (street)

zipcode

Ethias/Identification

Functional

3 minutes

Cookie used to save the visitor’s identity (zip code)

Analytical cookies

These cookies analyse visitor behaviour on the Website and help Ethias to improve and customize the user's browsing experience. For example, they record the number of visits, the number of pages viewed and the user activity on the Ethias website.

List of cookies

Cookie

Source

Type

Validity

Description

_hjSessionUser_{site_id} Hotjar Analytics 1 year

Defined when the user lands on a page for the first time.

Stores the Hotjar user ID which is unique to this site. Hotjar does not track users on different sites.

Ensures that data from subsequent visits to the same site are attributed to the same user ID.

JSON data type.

_hjHasCachedUserAttributes Hotjar Analytics Session

This lets us know whether or not the data defined in local storage element _hjUserAttributes is up to date. Boolean true/false data type.

_hjUserAttributesHash Hotjar Analytics Duration 2 minutes, extended every 30 seconds

Informs us when any user attribute has changed and needs to be updated.

Content hash data type.

_hjUserAttributes Hotjar Analytics No explicit expiry date

Stores user attributes sent via the Hotjar identification API.

JSON data type encoded in base64.

_hjSession_{site_id} Hotjar Analytics 30 minutes, extended in case of user activity

Contains current session data.

Ensures that subsequent requests in the session window are assigned to the same session.

JSON data type.

hjViewportId Hotjar Analytics Session

Stores user viewport details such as size and dimensions.

UUID data type.

hjActiveViewportIds Hotjar Analytics expirationTimestamp

Stores the user's active viewport IDs.

Stores an expirationTimestamp which is used to validate active viewports during script initialization.

JSON data type.

_hjCookieTest Hotjar Analytics

Duration less than 100 ms, cookie expiration set to session duration.

Deleted almost immediately after its creation.

Checks if Hotjar tracking code can use cookies. If so, a value of 1 is set.

Boolean true/false data type.

_hjLocalStorageTest Hotjar Analytics

Duration less than 100 ms.

Data stored in _hjLocalStorageTest has no expiration time, but is deleted almost immediately after creation.

Checks if Hotjar tracking code can use local storage. If so, a value of 1 is set.

Boolean true/false data type.

_hjSessionStorageTest Hotjar Analytics

Duration less than 100 ms.

Data stored in _hjSessionStorageTest has no expiration time, but is deleted almost immediately after creation.

Checks if Hotjar tracking code can use session storage. If so, a value of 1 is set.

Boolean true/false data type.

_hjTLDTest Hotjar Analytics

Session

After this check, the cookie is deleted.

We try to store the _hjTLDTest cookie for different URL substring alternatives until it fails.

This allows us to try and determine the most generic cookie path to use, instead of the page host name.

This means that cookies can be shared between subdomains (if applicable).

Boolean true/false data type.

AMCV_*************@AdobeOrg

Adobe Experience Cloud

Analytics

2 years

This cookie identifies a one-time visitor. Unique ID used by Experience Cloud solutions.

AMCVS_*************@AdobeOrg

Adobe Experience Cloud

Analytics

Session

The AMCVS cookie is a flag indicating that the session has started. Its value is always “1” and ends as soon as the session is over.

s_cc

Adobe Analytics

Analytics

Session

The JavaScript code sets up and read this cookie to determine if cookies are activated (simply set to “True”). Without it, we cannot carry out website performance analyses (what was viewed and what was not).

s_ecid

Adobe Analytics + Experience Cloud

Analytics

2 year

This cookie is set up by the client domain after the client set up the AMCV cookie. The purpose of this cookie is to allow tracking of persistent identifiers in the owner state and is used as a reference ID if the AMCV cookie has expired. Contains a copy of the MID or Experience Cloud ID (ECID). MID is stored in a key-value pair that follows the syntax s_ecid=MCMID.

s_fid

Adobe Analytics

Analytics

2 year

This cookie identifies a one-time visitor it the standard cookie s_vi is unavailable because of third-party cookie restrictions.

s_ppv

Adobe Analytics

Analytics

Session

These cookies are used by the "getPercentPageViewed" plugin to measure a visitor's scrolling activity to see what part of a page they have seen before moving to another page. It contains the name of the previous page viewed, the highest percentage of the previous page viewed, the highest total number of pixels displayed, the highest number of "page folds" achieved and the total number of "page folds" available on that previous page.

s_ppvl

Adobe Analytics

Analytics

Session

These cookies are used by the "getPercentPageViewed" plugin to measure a visitor's scrolling activity to see what part of a page they have seen before moving to another page. It contains the name of the previous page viewed, the highest percentage of the previous page viewed, the highest total number of pixels displayed, the highest number of "page folds" achieved and the total number of "page folds" available on that previous page.

s_ppvn

Adobe Analytics

Analytics

Session

These cookies are used by the "getPercentPageViewed" plug-in to measure a visitor's scrolling activity to see what part of a page they have seen before moving to another page. It contains the name of the previous page viewed, the highest percentage of the previous page viewed, the highest total number of pixels displayed, the highest number of "page folds" achieved and the total number of "page folds" available on that previous page.

s_sq

Adobe Analytics

Analytics

Session

This cookie is set and read by the JavaScript code when the ClickMap or Map functionality is enabled; contains information about the previous link the user has previously clicked on. It is used to report on website visits (number of times the website has been visited) to create a "track" of the navigation path. We do not know the identity of the visitor (anonymous cookie), but we do know the path taken by the visitor during his or her visit.

s_vi_*******

Adobe Analytics

Analytics

2 year

This cookie identifies a one-time visitor.

Tracking cookies

This category of cookies includes:
- cookies that allow Ethias to analyse user activity in order to offer adapted content and targeted advertising;
- cookies that allow Ethias to interact with sites of social networks or other media companies on its website.

With these cookies, these social networks or media companies collect information about the behaviour and preferences of visitors in order to optimize their own services or to display personalized content.

List of cookies

Cookie

Source

Type

Validity

Description

dtCookie

Dynatrace

Tracking

Session

Tracks a visit across multiple requests.

dtLatC

Dynatrace

Tracking

Session

Measures server latency for performance monitoring.

dtPc

Dynatrace

Tracking

Session

Required to identify proper endpoints for beacon transmission; includes session ID for correlation.

dtSa

Dynatrace

Tracking

Session

Intermediate store for page-spanning actions.

Enhanced Conversion Google Ads Tracking 540 days

The Enhanced Conversion Google feature supplements the existing Google conversion tag (gtag.js). It uses a secure one-way hash algorithm called SHA256 on the data. The hashed data is then matched with signed-in Google accounts in order to attribute campaign conversions.

The data necessary for the proper functioning of the Google Enhanced Conversion is collected through functional cookies, but only if the visitor gives consent for the use of tracking cookies.

The following data is hashed by the Google Enhanced Conversion and the relevant functional cookies:

- email address (captured from the functional cookie: email)

- phone number (captured from the functional cookie: telephone)

- first name (captured from the functional cookie: prenom)

- last name (captured from the functional cookie: nom)

- full postal address ( captured from the functional cookie: rue + numero, localite, codepostal)

Meta

Meta (Facebook, Instagram & Messenger)

Tracking

180 days

Retargeting, app installs & conversion measurement. (Retargeting allows us to retarget visitors who have visited certain pages of our website through advertisements on third-party websites) (Conversion = the percentage of visitors who proceed to a transaction)  (https://www.meta.com)

Google Campaign Manager

Google

Tracking

90 days

Ad retargetting and conversion count (https://ad.doubleclick.net)

gtag.js

Google Ads

Tracking

540 days

The global site tag (gtag.js) is a JavaScript tagging framework and API that allows us to send event data to Google Analytics, Google Ads, and Google Marketing Platform. More info: https://policies.google.com/?hl=en.

mbox

Adobe Target

Tracking

2 weeks

This cookie is used to allow the website operators to test content and determine what kind of content is the most relevant to our visitors.

Outbrain

Outbrain

Tracking

30 days

Ad retargetting and conversion count (https://amplify.outbrain.com)

rxec

Dynatrace

Tracking

Session

Backup rxvt

rxvisitid

Dynatrace

Tracking

Session

Backup rxVisitor

rxVisitor

Dynatrace

Tracking

Session

Visitor ID to correlate sessions

rxvt

Dynatrace

Tracking

Session

Session Timeout

TikTok

TikTok

Tracking

180 days

Retargeting and Conversion measurement. (Retargeting allows us to retarget visitors who have visited certain pages of our website through advertisements on third-party websites) (Conversion = the percentage of visitors who proceed to a transaction)  (https://www.tiktok.com)

UET

Bing Ads

Tracking

180 days

Universal Event Tracking (UET) is a mechanism for advertisers to report user activity on their websites to Microsoft Advertising by installing one site-wide tag. This tag records what customers do on the website then Microsoft Advertising starts collecting that data allowing to track conversions (like purchases or leads) or target audiences using remarketing lists. More info: https://about.ads.microsoft.com/en-gb/resources/policies/microsoft-advertising-privacy-policy.

Pinterest Pinterest Tracking 180 days Retargeting and Conversion measurement. (Retargeting allows us to retarget visitors who have visited certain pages of our website through advertisements on third-party websites) (Conversion = the percentage of visitors who proceed to a transaction) (https://www.pinterest.com)
Linkedin Linkedin Tracking 180 days Retargeting and Conversion measurement. (Retargeting allows us to retarget visitors who have visited certain pages of our website through advertisements on third-party websites) (Conversion = the percentage of visitors who proceed to a transaction) (https://www.linkedin.com )
Snapchat Snapchat Tracking 180 days Retargeting and Conversion measurement. (Retargeting allows us to retarget visitors who have visited certain pages of our website through advertisements on third-party websites) (Conversion = the percentage of visitors who proceed to a transaction) (https://www.snapchat.com/)
How do you manage your cookies and fingerprinting?

When visiting the Ethias website, each visitor is notified about the use of cookies and fingerprinting. As end user, he or she can turn off unwanted cookies and fingerprinting by installing a cookie management tool or by using one of the links below:

- Safari: https://support.apple.com/en-gb/guide/safari/sfri11471/mac
- Google Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB&hlrm=en
- Firefox: http://support.mozilla.org/fr/kb/activer-desactiver-cookies?s=cookies&r=5&as=s
- Internet Explorer: https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies

If the user disables all cookies and fingerprinting, the Website will not be able to function properly or optimize the user's experience on the Website.

What is fingerprinting?

Fingerprinting is a probability-based technique to uniquely identify a user on a website or mobile application through the technical characteristics of the user's browser. The hardware the user uses to log in provides the server with a certain amount of information, for example, screen size or operating system. If this information is sufficient, it can be used to distinguish individuals and track them in a way similar to cookies. Ethias uses fingerprinting on its website for the following purposes:

  • To secure the user's session
  • To improve the user's browsing experience
Your rights as a user

Ethias systematically processes personal data in accordance with its Privacy Policy and requirements of the European regulations on privacy protection: the General Data Protection Regulation (GDPR) (EU) 2016/679 and the existing legislation on cookies and information collecting devices.

Every user has the right:
- to contact Ethias' Data Protection Officer by e-mail at DPO@Ethias.be;
- to file a complaint with the supervisory authority (https://www.dataprotectionauthority.be/citizen).

What if changes occur?
This Cookie Policy is subject to change. You can always read the latest version on www.ethias.be.

Ethias always mentions the date of update so that any user knows when the latest version of its Cookie Policy applies. Ethias will do its best to inform users of any major changes to this Cookie Policy via its communication channels.
Hulp & Contact
Ethias contacteren
Schade en ongevallen
Ethias-kantoren
Werken bij Ethias
Tips & weetjes
Suggesties en klachten
Doof of slechthorend?
Producten en diensten
Onze verzekeringen
Andere oplossingen
Publieke sector, social profit, privéondernemingen
Wie we zijn
Wettelijke info
GDPR & Privacy
Segmentatie
Rekeningnummers
Toegangsvoorwaarden en juridische informatie
Klantenzone
Hulp bij inloggen
Inloggen
surfly
We zijn er voor u | Ethias
Ethias nv, ${LIEGE_RIVE_ARDENTE.address.streetName}$ ${LIEGE_RIVE_ARDENTE.address.houseNumberReference}$, ${LIEGE_RIVE_ARDENTE.address.postalCode}$ ${LIEGE_RIVE_ARDENTE.address.cityName}$ - RPR Luik - BTW BE 0404.484.654 - 011 28 21 11 - www.ethias.be - info@ethias.be - Hulp & Contact